SUSTAINABLE BANKING MODELS AND THE ROLE OF ESG INTEGRATION IN THE FINANCIAL SECTOR
This paper explores how banking models integrating environmental, social, and governance principles contribute to long-term financial competitiveness. The research is based on case studies of Berlin Hyp, BNP Paribas, and HSBC. Using qualitative methodology, it tests four hypotheses: the effectiveness of sustainable finance, risk reduction in lending, the role of regulation, and differences in adaptation speed. The results confirm that large banks adopt sustainability strategies more quickly and effectively, while smaller institutions face greater challenges. The study concludes that beyond regulatory compliance, the transfer of best practices is crucial for the success of sustainable banking models.
XIII. ÉVFOLYAM 2025. SPECIAL ISSUES 1. 10-16
DOI: 10.24387/CI.SI.2025.1.2
