The role of the Banks and their scope of activities have undergone many changes in recent centuries and decades. The present topic also tries to process the service of a new approach, a new trend, which is beyond banking. Increased market competition, digital transformation and, of course, the emergence of fintech companies can be highlighted. “Traditional” banks had to rethink their business models and put more emphasis on innovation to ensure that they could remain economically active in the market. The digital transformation of the financial sector, characterised by the rise of BaaS and beyond banking, presents both opportunities and challenges. While these models allow banks to compete more effectively with BigTech companies, they also carry new risks that require careful regulatory oversight. Regulators need to strike a balance between promoting financial stability and innovation, ensuring that the financial system remains stable and competitive amid rapid technological change. Analysis of emerging business models highlights the importance of coordinated regulatory responses that can respond to the unique challenges posed by digitalisation.
XII. évfolyam 2024. Special Issues 2 7-11
DOI: 10.24387/CI.SI.2024.2.2
Cikk megtekinthető: http://controllerinfo.hu/wp-content/uploads/2025/01/Controller_2024_kulonszam_2-2.pdf
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