Dr. Molnár Petronella

The central element of our research is to explore the close relationship between financial decision making and emotions and psychological factors. In the field of modern finance, in addition to the model of rational decision making, the role of emotions and cognitive biases, which often change investor behavior, is receiving increasing attention. The aim of our research was to shed light on these factors, with a particular focus on self-confidence, emotional intelligence, and risk-taking propensity, and to examine how they influence investors’ decisions.
XIII. ÉVFOLYAM 2025. SPECIAL ISSUES 3. 52-56
DOI: 10.24387/CI.SI.2025.3.9

Financial awareness is essential for individuals to make informed decisions about managing their income, spending, and savings. It helps prevent overspending and irresponsible borrowing, and ensures financial stability in the long term. It also helps households adapt more effectively to economic challenges and plan ahead for different stages of their lives. Our questionnaire survey sought to find out how the events of recent years have affected the financial culture of the Hungarian population. Are they aware of the concept of inflation, do they know about different forms of saving, where do they obtain financial information, and do they manage their finances more consciously in response to adverse economic events? We received responses from 258 people, and our conclusions and recommendations are based on these responses.
XIII. ÉVFOLYAM 2025. SPECIAL ISSUES 2. 8-12
DOI: 10.24387/CI.SI.2025.2.2